There isn't any public info relating to a "highest hdb mortgage 480 29" as the quantities are probable a particular address or inside reference. The maximum HDB personal loan amount of money is just not a set sum but is instead based on several things, including the Personal loan-to-Price (LTV) Restrict, the House loan Servicing Ratio (MSR), as well as the applicant's age, income, and fiscal standing. For new and resale flats, the utmost LTV is nearly 75% of the acquisition price or valuation, whichever is decreased. The MSR ensures that month to month mortgage repayments usually do not click here exceed thirty% of the buyer's gross month to month money. An HDB loan has an desire charge of two.six% per annum, pegged at 0.one% higher than the CPF Common Account (OA) price, and the utmost tenure is capped at 25 yrs or nearly the buyer's age of 65, whichever is shorter. To determine the maximum mortgage you may get, it's essential to apply for an HDB Mortgage Eligibility (HLE) letter.